MyCashflow contains support for a comprehensive selection of Finnish payment systems. The service also includes internationally-used payment services.
MyCashflow's built-in payment services
All MyCashflow plans contain the following payment services that you can use without installing any external services.
These services are:
- Invoice: A PDF file with an invoice is sent to the customer automatically if this payment method has been selected for the order.
- The order invoice can also be downloaded from the right-hand menu on the order page.
- The design and contents of the invoice can be modified in the store theme's HTML/CSS files.
- Anticipated payment: In this payment service, the customer is sent bank details and, if added, payment instructions to their email after placing an order.
- No PDF invoice is created for advance payments.
- Cash-on-delivery: The recipient collects a cash-on-delivery shipment from Posti's service point by paying the predetermined amount. In MyCashflow, cash-on-delivery is available as a payment method for Posti's Postal Parcel and Priority Letter cash-on-delivery shipments.For more information about cash-on-delivery and how to use it, see the instructions for shipping services that support it:
- OmaPosti Pro
- nShift eCom Pro
- nShift eCom Lite
- Shipit (Priority Letter cash-on-delivery shipments not supported).
- E-Invoice: this service enables you to add e-invoice address and operator to the customer information.
MyCashflow does not forward e-invoices.
However, you can use an external service to deliver e-invoices to your customers based on the information saved in their accounts.
Currently, only customers who are logged in can use e-invoices.
- Refund: this service enables you to indicate in an order that a refund has been made. In this way, bookkeeping reports will display correct order totals.
The service cannot be used in the customer area.
Online bank transfer
When paying by online bank transfer, the customer is redirected from your online store to the bank's payment service to make a real-time payment. After concluding an agreement, the bank will provide you with an account name and merchant's secret (see Creating and modifying payment methods).
In MyCashflow, you can also use services that offer multiple banks' online payment services and, in many cases, also the possibility to pay by invoice or in installments.
- Paytrail (formerly Checkout Finland)
- Klarna Checkout
- MultiSafePay (Central European countries such as Germany, Austria and the Netherlands)
- MakeCommerce (Baltic countries)
Financing services
You can offer your customers prolonged payment periods by using financing services. In such a case, the customer's credit data are verified upon order placement and receivables are sold to the financing service. Within a couple of weeks, the merchant is transferred the receivables from which the provision has been deducted.
Credit card payments
Credit cards are a widely used payment solution both in domestic and international sales. You can enable credit card payments by using the following services:
Other payment methods
- BitPay (bitcoin payments)
- Cash-on-delivery
