Many external payment services require their users to have their own company. However, there are numerous payment options that don't require you to have your own company.

MyCashflow supports the following payment services that don't require having your own company:

  • Cash-on-delivery and advance payment: these payment services allow you to provide customers with your own bank account details. Using the services requires a Finnish IBAN, which can also belong to a private person.
  • PayPal: a widely used, international online payment system for online payment transfers.

PayPal may also have restrictions on transferring payments without a company. For more information, see PayPal's own terms of service.